Introduction

I’m sure you’ve heard that saying before. Most people, when they hear it, nod their heads and think, “Good advice.” But when it comes to their money, are they taking it? Do they have a plan for their finances, or are they, in fact, planning to fail?

Now it’s your turn: Do you have a plan? Better yet, are you confident in it?

When it comes to your money — and your retirement especially —failing to properly plan is planning to fail. These days, planning for retirement isn’t just a luxury. It’s a necessity. Retirement has become too complex to just pick a day and stop showing up to work. And it’s more than complex — retirement is also expensive.

You have to factor in expenses, taxes, and other spending. There are many ways to pay for it, but which ways are the best ways? How much do you need to save, how should you invest?

Many pre-retirees don’t know the answers to these questions. As a result, there are several common mistakes they tend to make. Each mistake on its own can severely affect your retirement lifestyle. Making several can mean total derailment.

The good news is each of these mistakes can be easily avoided with a little planning. To help, I’ve written this special eBook. On the following pages, you will learn all about the nine most common mistakes pre-retirees make — and best of all, how to avoid them.